Kingsland-St Marys Ga. Real Estate, Homes for sale & rent. Kings Bay relocation

Lenders and Mortgages



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The selection of a good Lender is the most important step in the whole process. If you find a great house and the seller pays towards your closing, the last thing you will want to see are big lender fees that use most of the sellers contribution.

Below I have taken the liberty of suggesting a few names to help you. I only recommend those lenders that have a track record of treating my Clients fairly and honestly.

Before you see the first house, have a pre-approval and a minimum of 3 Good Faith Estimates.  By doing so, you can be assured you are searching in the correct price range and have a reasonable idea of what the loan will cost. Give me a call if you have questions.

Jeff McClintock 912-882-5194 or Jeff@Wowzarealty.com

Pre-qualify Now 

Basics items that these Lenders will require:

1. A credit score of 620

* If you are close, call.  Lenders can help you bring this up quickly. 
2. Employed last 12 months
3. Last 2 years W-2S
4. Last 30 days Bank Statements
5. Last 30 days Pay stub
6. Certificate of Eligibility and DD214 (VA only)* Lender can help with this one.
7. Names, addresses, and account numbers of all creditors.

If you have any late payments in the last 12 months or so, prepare to discuss those with the lender. If you have letters that have made arrangements for payment and such have those ready. Good Luck

 

4 Great Lenders with experience in the Kingsland, St Marys and Kings Bay area are listed below. Tell them Jeff sent you.

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James Cooke
VA/FHA Loan Specialist
Mortgage Lenders of America
jcooke@mloausa.com
Direct: 913-387-5843
Toll Free: 888-852-2212 X 5843
Fax: 913-387-3743
Mortgage Lenders of America

8400 110th St. Suite 500
Overland Park, KS 66210

Kevin Van Horn
Mortgage Loan Officer
VA/FHA/Credit repair 
Coastal Mortgage Company

912-729-5626 Phone

912-729-9070 Fax

912-674-0365 Cell

24 Andrews Way

Kingsland, GA, 31548

http://www.CoastalMortgageCompany.com

kevin@CoastalMortgageCompany.com

Kathy McLellan
 VA/FHA/Conventional Banking Officer
The Heritage BANK
392 Charlie Smith Sr. Hwy
St. Marys Ga. 31558
912-510-3914
kmclellan@the-heritage-bank.com

 
Shonda Powell
Mortgage Loan Officer
VA/FHA/Credit repair 
Silverton Mortgage Specialist

Silverton Mortgage Specialists, Inc          

Office:  912.882.2222     Fax:  912.882.2792

Cell:  912.322.1124

140 Lakes Blvd. Ste 220

Kingsland, GA 31548

shondapowell@silvertonmortgage.com

www.silvertonmortgage.com

 

 


 

 

 

 

 

Fill out the form below to have me contact you and discuss the options you have in choosing a Lender. I look forward to hearing from you.

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Jeff McClintock Realtor & Retired NAVY Chief